Who is insuring your Model A' ?

I use American Collectors for my 31 Ford Coupe, 28 Plymouth Tudor, 78 MGB and my 1966 Sears Scooter. All have agreed value and all were a snap to insure. Never had a claim.
 
My Model A, and my other 3 cars (2 Explorers & an Aviator) as well as 2 houses are all insured thru Allstate.
 
If you have Grundy, be careful. They only allow very limited driving.....if you like to drive your A frequently to the Post Office or store, they will not cover it. I had them for several years without realizing that, until someone told me. I called them to verify, and they said that was correct.....they only want very occasional driving....nothing regular. I then switched to AAA, and am very pleased with them.
 
To everyone who responded to my question..... Thank You ;) !!!!!
I will start with Hagerty in the morning, as they seem to be the most understanding and driving A' owner friendly. I will do a follow up with my findings. Again, Thanks Steve
 
JC Taylor has insured my collector cars for the last 25 years. The Model A has been insured by them for over 40 years because it was my dad's car back then. They have paid many claims over the years including the time my mom crashed the 1930 deluxe roadster into the 1931 phaeton at a MAFCA meet, causing a lot of expensive front fender, bumper, axle and wheel damage to both cars.
 
I'm with Statefarm, JC Taylor had too many restrictions on driving, looked at AAA but they would not do agreed value so stuck with Statefarm where I have my other 3 cars, both houses, life insurance, etc.
 
I actually could not get insurance through Haggerty, JC Taylor, or any of the other collector car guys. They want every licensed driver in the household to have their own daily driver (which we do not). I ended up with SafeCo and think that it is a great policy, as they do not put any restrictions on driving other than you can't use it as a daily.
 
A general caveat to anyone looking to insure an antique or vintage automobile - make certain that you are aware of each individual company's definitions and limitations! Many recent threads have already referenced some of the many limitations now being imposed by more notable companies that substantially restrict the usage of these cars.

Several years back I was stung by J.C. Taylor who advised after the fact that uninsured or under-insured motorist provisions refered only to bodily injury, and not physical damage (I will never use or recommend them again!)!!! For these reasons, it may be well to re-think your position with respect to some of the larger or more conventional companies whose coverages, though perhaps slightly more expensive, may offer better overall coverages depending upon your particular intended usage. In any instance, a minimum stated value should be considered. Just my thoughts.
 
FWIW I love your car. If that V8 60 is a good runner it should be just fine in the coupe with the V8 ******, or whatever your dad had in it. Overhauling the rear end is not rocket science, but is time consuming. Works well with plenty of room and someone that has done a couple. While you're at it, why not put in a Mitchell overdrive. Check the rear end ratio you have, if it is 4:11 tel Mitchell and he can make you up a 33% OD. Excellent choice, either way. Use a good rear spring spreader!
 
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