Isn’t there only the hardened retaining washer with the tab to keep it from spinning behind the spindle nut? I don’t see any other washer?
l.bacon said it best. Tighten very snug to set bearing, then back-off and retighten until snug BUT YOU CAN STILL SLIDE THE FLAT WASHER WITH A SMALL SCREWDRIVER. Have used this method on all wheel bearings for over 60 years with no problems.