To fit seat belts or to not fit seat belts. This question has been pretty well done over the years but here's my take on it.
Having a seat belt does not guarantee you will survive a collision, even in a modern car. It only improves your chances. The whole thing is a game of chance. Having no seat belts does not mean you will die either - it only changes the odds.
As for the body detaching from he Chassis, I think that any car where that happens should NOT be on the road. It has not been restored properly. I have never seen a picture of a car where that happened back in the day. I have 4 Model As and they all have seat belts. Two have lap/sash belts and two have a harness like a racing car driver wears. For those, I attach to the back of the body where there in a strong box section running right across the body, from there a belt comes forward and up to near the back of he front seat. At that point, it forks and one strap goes over each shoulder. There is also a lap belt component to it, giving me a 4 point attachment This arrangement makes me feel quite safe but I am aware that especially in the Phaeton, I could be in trouble in a roll over. Other than that, I think it as good an arrangement as is possible in a car like a Model A.
To illustrate how there is no definite answer to this one, I have two true stories. In one, one of our club members was rear ended on the freeway in her Phaeton. The impact sent her up and over the back of he front seat and onto the road, fracturing her skull. She would have been better off with a seat belt. The other story is also a woman who rolled her car swerving to avoid a Kangaroo. She was thrown out and suffered some pretty serious abrasions but she also survived. If she were belted in, she wouldn't have survived because the windscreen pillars were flattened to the level of the cowl. She was better off without a seat belt.
The odds fell in favour of these two women (fortunately) but there is absolutely no guarantee.
I regards my best safety device on my Model As as good brakes and being alert to danger.
All of that said, the legal requirements here make fitting belts to a car like ours are horrendous so most people don't do anything. I, on the other hand figure that any restraint is better than none. Even if the belt tears lose, it has helped. I guess in a nutshell, I'd rather be tried by 12 than carried by 6.