kiwitony is absolutely correct- After the negotiations have ended you can purchase the vehicle back, usually around 25% of agreed-on value. You get a check for 75% of value, plus your car. The insurance company will appraise the value of your car, if you plan on negotiating the value then spring a few bucks and get an appraisal yourself with a known appraisal service (letterhead, etc.) Usually the hint of a bodily injury claim or the stalling of a settlement ''in case something comes up'' will move a property damage claim along, if a stalling point is hit. Be honest in your expectations, honest in your presentation, and your results will be better than they would be otherwise. I retired after a 40+ years autobody career. The car looks like a 5 out of 10, damage-wise. It was hit above the running board. A good body shell, 2 doors, a running board and one fender, and you could be smelling smoke. A newly redone car is much easier to repair than a 2 or 3 year old restoration. Your replacement work would ''fall right in'' as far as ageing and presentation to viewers. As far as the chassis work, I wouldn't think too much, a bent wheel, possibly the axle flange and body mount points could be damaged somewhat. It's easy to look and advise, you are there...lol. Tell your friend Best of Luck!