The Money came out of a checking account that I had never written a check on. Just deposited credit points from the platinum card. The platinum card is tied to my account and though it doesn't say anywhere on it that it is a debit card it is tied to that checking acct. Therefore the 60 day limit, as I am told. I can't believe that was the intent of this law but the bank told me it is Federal Law. Also the bank pointed out that they could cancel my account and ask me to leave the bank if I disagree with them heatedly, which I did not do, yet the higher up on the phone obviously told the gentleman I was dealing with to make sure he pointed that out to me. Then the guy I was dealing with asked if we could go higher up and he was told no and hung up on it appeared. Great place to do business, though as said, the Platinum card is great in itself. Good rewards as long as it isn't hacked and you stay on your toes with the statements. Iw was the four cent stuff that got me in trouble. I didn't know it wasn't an error and pursue it immediately as I should have.