Model A insurance coverage

[McMimmcs]

If a mouse gets into your car over the winter and eats a hole in the upholstery, is it covered by your comprehensive insurance?

 

[BRENT in 10-uh-C]

Yes. It will pay to repair it to a condition just as it was prior to the damage occurring, ...minus deductible.

 

[mass A man]

I would think so. A call is cheap and fast to your insurer. Have your insurance policy at hand. Most of us have a deductible on the parts/repairs, so you would have to figure out first how bad the damage is and the cost to recover the cushion. Mice usually don't "eat and run". Check for a family buried deeper in your seat cotton/springs.

 

[McMimmcs]

I would think so. A call is cheap and fast to your insurer. Have your insurance policy at hand. Most of us have a deductible on the parts/repairs, so you would have to figure out first how bad the damage is and the cost to recover the cushion. Mice usually don't "eat and run". Check for a family buried deeper in your seat cotton/springs.

Good advice, thank you !

 

[700rpm]

Hagerty specifically disallows insect damage. I don’t know about rodents.

 

[PRG999]

Try your home owners coverage as well, that might be a covered event even if not in your garage

 

[McMimmcs]

Try your home owners coverage as well, that might be a covered event even if not in your garage

Thanks, never thought of that!

 

[Redbird]

Try your home owners coverage as well, that might be a covered event even if not in your garage

Not covered!

 

[McMimmcs]

Not covered!

Did you try ?

 

[Ranchero50]

Read your policy before calling. I called my homeowners years ago about options to get a tree removed and they counted it as a claim even though I was just asking about coverage...

 

[ronn]

in that case, call anonymously or say- Im just asking for a friend........lol

 

[Licensed to kill]

Read your policy before calling. I called my homeowners years ago about options to get a tree removed and they counted it as a claim even though I was just asking about coverage...

I would change insurance companies IMMEDIATELY if they did that to me.

 

[McMimmcs]

I would change insurance companies IMMEDIATELY if they did that to me.

You and me too.

 

[Synchro909]

Not that it really matters from the other side of the planet but I'd be out of that company quick smart.