Insurance

I used to have Farmers, until they wouldn’t insure my old cars. Just about that time Grundy started insuring daily drivers, so I moved all of my cars to Grundy; which gave me better coverage for less money.
 
My Farmers agent told me they use Grundy or someone else.
they are not really in the antique car mkt. they just add a profit to their bottom line.
 
When I purchased my XLR-V this past summer, I was all set to call Haggarty, Grundy, American, etc to see about agreed value. Just for the heck of it, I called my State Farm agent with whom I have many normal or liability cars covered by. They gave me $40k agreed value for $500.00 per year. No restrictions, but I did tell them it would not be driven more than probably 1000 miles per year. I am not home very much & have 6 others, so I doubt it will get that many.

God Bless
Bill
https://www.jalopyjournal.com/forum...ar-transport-hauling-open-or-enclosed.614419/
 
Bill's Auto Works said:
When I purchased my XLR-V this past summer, I was all set to call Haggarty, Grundy, American, etc to see about agreed value. Just for the heck of it, I called my State Farm agent with whom I have many normal or liability cars covered by. They gave me $40k agreed value for $500.00 per year. No restrictions, but I did tell them it would not be driven more than probably 1000 miles per year. I am not home very much & have 6 others, so I doubt it will get that many.

God Bless
Bill
https://www.jalopyjournal.com/forum...ar-transport-hauling-open-or-enclosed.614419/
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Bill,
There are advantages to having all your insurance with the same company and with an agent that you know and trust. If cost is a factor, however, you should give Grundy and/or Hagerty a call to get a quote. My guess is that $40k worth will be less than half of what you are paying SF.
 
Dick Steinkamp said:
Bill,
There are advantages to having all your insurance with the same company and with an agent that you know and trust. If cost is a factor, however, you should give Grundy and/or Hagerty a call to get a quote. My guess is that $40k worth will be less than half of what you are paying SF.
Click to expand...

Thank you Dick,

This summer I will be adding a couple of the other ones to the "Agreed Value" category as they will be done by then & I will check with them. Never against getting a good deal, but at the time I purchased it I was in a big hurry.

God Bless
Bill
https://www.jalopyjournal.com/forum...ar-transport-hauling-open-or-enclosed.614419/
 
ronn said:
My Farmers agent told me they use Grundy or someone else.
they are not really in the antique car mkt. they just add a profit to their bottom line.
Click to expand...

This is what my local agent that does all of my business and personal stuff did with me years ago when I had about 2 dozen antique motorcycles. They wrote the policy for me through jc taylor. With my car now I just went straight to the source with grundy.
 
ronn said:
My Farmers agent told me they use Grundy or someone else.
they are not really in the antique car mkt. they just add a profit to their bottom line.
Click to expand...
Farmers do not use Grundy, at least that wasn't the option that was offered to me. At that time that I switched, Grundy was just offering insurance to daily drivers, so everything that I had went to Grundy; which was for an agreed value.

The insurance company that they use, wanted pictures of the car, size of the engine and a list of all modifications (suspension and engine) that the car had. I didn't have to go through any of that when I went through Grundy's.
 
fordcragar said:
Farmers do not use Grundy, at least that wasn't the option that was offered to me. At that time that I switched, Grundy was just offering insurance to daily drivers, so everything that I had went to Grundy; which was for an agreed value.

The insurance company that they use, wanted pictures of the car, size of the engine and a list of all modifications (suspension and engine) that the car had. I didn't have to go through any of that when I went through Grundy's.
Click to expand...


Interesting, when I looked at Grundy in 2011, they sent me forms requesting all that type of info, and is why I went with Hagerty.
 
I've had both Grundy and Hagerty, never had a claim, but was satisfied with both just the same.

Currently all the cars are on Hagerty. You get a price break for insuring several cars. Plus Hagerty has a real nice monthly magazine about the hobby, glossy paper loaded with color pictures about a hundred pages long as I recall, all different makes of antique and collector cars, editorials by Jay Leno, Wayne Carini, etc. on the outlook of the hobby. I enjoy getting that:) Super easy to deal with you can do a live chat (works best for me my hearing is shot) or call them and get good results. Right now!
 
Interesting, when I looked at Grundy in 2011, they sent me forms requesting all that type of info, and is why I went with Hagerty.



same here. why I chose JC Taylor- they require almost nothing. no mileage logs
just say it is garaged and send a photo- done.
 
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