modelAtony
Senior Member
WilliamH. thanks for the update on the Grundy Insurance. As the saying goes, this is straight from the horses mouth. have fun modelAtony Lafayette.LA
Insurance?
- Thread starter RobertB
- Start date
Dusty
Well-known member
Well that is great to hear...sort of. I think your agents need retrained because the one I talked to made it clear to me NO OVER NIGHT TRIPS.
You lost a customer and it cost me more money with less coverage to stay with Hagarty
dusty
SkipShift
Senior Member
I did not realize this was an option. I guess it makes sense for a car that someone knows they will never operate to obtain a lesser coverage. I would think the insurance companies exposure would be MUCH less and therefore the premium should reflect that.
My initial though when you said "not if I drive it out on the street." was about this accident that happened yesterday at the Grand National Roadster Show. Technically he was not "on the street", ...and was just driving it inside the building when the tragedy happened.
Go to: http://blogs.hotrod.com/tragedy-104161.html#axzz2rFAgkgrs
I bought my car just before winter so I opted for the storage coverage as I didn't have a plate at the time of purchase and wasn't going to get one soon. I got my policy in person at the Hagerty office Traverse City. I have since hauled the car to my second home near Nashville. Hagerty said my car was covered while I load it on a trailer and while trailering. They did not say not specifically excluded for driving on a public road, they just said I couldn't drive it. I didn't worry about the details too much since I'm not driving anyways. Got the coverage I needed at the time so I was happy. Currently covered while it sits in the garage so that is all I need for the winter. I'll change to the full coverage when it gets warmer. I'll be going with a Tennessee plate because I have found out that insurance for a Tennessee Model A is quite a bit of savings over Michigan coverage.
Dusty
Well-known member
Jeff this is true, except the experience has left a slightly bitter taste. If their agent's are that misinformed what else maybe lurking? I am probably over reacting but you would think a respected company would know what is going on from within? I don't know I may give it some thought, I just don't know if it is worth the hassle.
thanks
dusty
H. L. Chauvin
Well-known member
FWIW:
Back in July of 2012 someone had mentioned a major concern with one or more of Grundy's rules.
Because of having insurance with Grundy, it did not sound like that which was explained to me earlier with my Model A policy, so I called Mr. William Hoffer back then who quickly responded with a logical answer on this Forum.
Appears whether it be a large hospital, huge industrial plant, spread out utility company or whatever, a few problems will always arise with humans having to interpret so many different rules & regulations.
We are just most fortunate to have concerned Model A gentlemen like those in "all" of the replies above who will step up to the plate & take the time to share their different Model A experiences with everyone else.
Back in July of 2012 someone had mentioned a major concern with one or more of Grundy's rules.
Because of having insurance with Grundy, it did not sound like that which was explained to me earlier with my Model A policy, so I called Mr. William Hoffer back then who quickly responded with a logical answer on this Forum.
Appears whether it be a large hospital, huge industrial plant, spread out utility company or whatever, a few problems will always arise with humans having to interpret so many different rules & regulations.
We are just most fortunate to have concerned Model A gentlemen like those in "all" of the replies above who will step up to the plate & take the time to share their different Model A experiences with everyone else.
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Dusty
Well-known member
Michael M
Senior Member
When it comes to insurance, the most important thing is to READ your policy. It spells out what is and what isn't covered. Any dispute always goes back to the policy wording. It is your contract with the insurer.
Don't depend on what an agent says. A wise man once said, "a verbal agreement isn't worth the paper it's written on."
If you need a clarification or interpretation, get it in writing.
Don't depend on what an agent says. A wise man once said, "a verbal agreement isn't worth the paper it's written on."
If you need a clarification or interpretation, get it in writing.
While I have Hagerty on my own vehicles so I do not worry about coverage when disassembled, something I have always pondered is if vehicle is disassembled in enough pieces that the insurance company no longer recognizes it as covered, does that mean the pieces now would/could/should be covered under someone's Homeowners insurance under personal property? 
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Brent, I have one of the best homeowners policies that $ can buy. I am with Chubb- they will not cover a bunch of car parts out in the garage, nor the cars under homeowners. I asked the agent when I signed on and he told me that would have to be a completely separate policy.
to answer your question- no...............
__________________Brent, I have one of the best homeowners policies that $ can buy. I am with Chubb- they will not cover a bunch of car parts out in the garage, nor the cars under homeowners. I asked the agent when I signed on and he told me that would have to be a completely separate policy.
to answer your question- no...............
