Insurance Companies...

I got a policy with Grundy's after checking both them and Hagerty, which cost a bit more. Grundy coverage is just what I want - which is not daily driving, and the premium is a bit over 1% of the agreed value.
 
When I had teenage sons driving I had a number of antique and 60's collector cars insured with State Farm. They wrote agreed value policies on all of them. The price varied with use and restricted use got cheaper rates. My agent claimed to have written more agreed value policies on late model Corvettes than any other agent. I did have other agents tell me they could not write those policies. I switched to Grundy after I retired as they were cheaper if you have multiple cars and have no mileage limits. I never drive to work.
 
dan said:
The problem isn't that no one will write you a policy, it's that some of us can't seem to find a policy that covers us completely--at any price.
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THANK YOU!! Not being in that situation I was unaware of the value issue. If only the DMV would take your insurance agents estimate of worth when they tax the car!
 
I have used Hagerty for years. Fortunately I have never had a claim. Hope I never do! Am pleased with the cost and coverage. My brother and son both use Hagerty also. Don/WI
 
I switched from J. C. Taylor to Grundy to take advantage of lower cost for my two Model"A's." I had J. C. Taylor for 27 years! Shortly after the switch, my Coupe was hit by a car that ran a red light. Grundy had an appraiser at my garage in a few days, and I had a reimbursement check within two weeks. My rate did not increase, and Grundy did not drop me.
 
American Collector's Insurance - I have not had a claim yet, but I like the policy.

Could not afford to insure with GEICO (my other cars.)
 
Some states also have use restrictions on their plates. Someone stated that insurance carrier said no everyday driving, only to shows and occasional Sunday outing. That is exactly what some state antique plates allow. This allows you limited price insurance for limited usage.
 
I switched to the Barret-Jackson insurance through Chartis. They don't have and exclusions for mileage driven or the age of the drivers as long as they are licensed. I have a daughter that will be driving soon and just about all the other carriers required the drivers to be at least 25 years old and at least 5 years driving experience when I inquired about my child driving. They also cover you when traveling in trips out of state and country if you decide to go to Canada or even Mexico.
 
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