None of my cars, value wise, comes close to Hagerty or Grundy minimum value, even my semi restored driver Model T that I just sold. For now, I will stay with Farmers. One of the two, forget which now, is a little more open on where the car can be stored. You should also read the policies, the part about who can drive the cars. If you were thinking about teaching your kids or grandkids to drive. Also, there are age requirements for getting insurance. Not a great way to get youth involved, if they can't insure and drive their cars.