Hagerty insurance ?

I’ve had Hagerty for about 23 years ,had a couple small claims under a thousand ,excellent service ,e-mail est.and checks in the mail ,also like you can set your values ,premium rates have been inline with the times ,no complaints
 
I’ve had American Collectors for a long time, put in a claim for a 48 Chevy I had at the time. They sent out an independent appraiser and within a couple of weeks had a check for repairs.
 
I've had Hagerty for years and have been very happy with them. I set my vehicle's value and pay accordingly.
 
We have 4 "collector cars" insured w/Hagerty, oldest is 1936, newest is 2004, for all 4 we pay about $1k a year for full agreed upon value coverage. YMMV
 
DavidG had a point that we should all understand. Hagery,Taylor or Grundy are simply special insurance agents that focus on vintage vehicles, and they could use the same insurance company. Grundy uses Philadelphia Indemnity for example. Another important point here is; shop around between them every couple years to keep them honest, and see if someone is offering a lower rate or some other benefit. Familiarity breeds contempt. I have been in the Risk Management field at the fringe of the insurance industry for years, and most insurance is waste of money if you can manage your own risk. How do you replace an original '34 roadster if it is lost. You don't, so insurance money you get for it is useless.
 
russcc said:
DavidG had a point that we should all understand. Hagery,Taylor or Grundy are simply special insurance agents that focus on vintage vehicles, and they could use the same insurance company. Grundy uses Philadelphia Indemnity for example. Another important point here is; shop around between them every couple years to keep them honest, and see if someone is offering a lower rate or some other benefit. Familiarity breeds contempt. I have been in the Risk Management field at the fringe of the insurance industry for years, and most insurance is waste of money if you can manage your own risk. How do you replace an original '34 roadster if it is lost. You don't, so insurance money you get for it is useless.
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It seems like you're suggesting not to insure a '34 roadster with collision. Am I reading that right?
I have Hagerty and at Marcus' suggestion just purchased Cherished Salvage Coverage for an additional $24. I don't expect to ever need either coverages but if I do somehow total my Ford and be able to keep it once the insurance pays off seems like a no brainer to me. It like almost getting paid twice. No?
Tom
 
Used several insurers years ago. Went to Hagerty about 15 years ago. No regrets!
Great to work with. Knows our needs. Prices VERY reasonable. Had one claim 8 years ago and was quickly and professionally handled to my complete satisfaction. I give 'em a 10.
 
AnthonyG said:
Didn’t read all the reply’s but as Tubman indicates things r changing @ C&S! I’m switching to Hagerty’s in the spring 4 POM. I have 4 insured w Condon & Skelly 4 10 yrs. not bad price but very restrictive on usage now w changes concerned!
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I have an email into them to see exactly what changes are afoot at Condon Skelly.....
 
Apparently American Family was the change, according to their email response.
I used to be a vehicle damage appraiser for them at one of their corporate locations. There's a difference between a carrier and an indemnifier. I wasn't aware AmFam was an indemnifier for classic car policies.
 

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We have had different cars over the years and insure with American Modern. Right now I have a 53 Customline. In the past I had 30 pick up and a 46 chev fleetmaster. The fleetmaster one day rolled backwards in the yard and hit a tree. Thinking it wouldn't be covered I called and it was.
 
estrangedcc said:
I currently have 5 cars and a trailer insured with Hagerty. One of the cars is a non-op project. They are always very easy to get ahold of and work with. Always have the answers to my questions and rates are very reasonable in my opinion.

I wrote about my experience and feelings about Hagerty on my website. It can be found here: https://ironandsteele.com/blogs/news/one-schmucks-opinion-hagerty-insurance
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We have them too, on three antique cars and they are first-rate! And you are correct. Anytime I ever called them they were super nice and helpful.

Good folks, and a great product that they stand behind. I've been with Hagerty a good long while and don't plan on leaving:):):)

When you find a good product, supported by good and helpful folks, you have found a home.
 
TJ said:
I have Grundy, but have friends who have Hagerty. Comparing notes when it comes to having a claim both companies respond very well and take care of the policy holder. I think you will find as I did that they will also save you money on the premiums. I cut my premiums in half from State Farm who used to carry my old Fords.
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And when you have a claim with S/F you are not treated "square". Guy in my club is an attorney, and knows it all. Tells us "...my agent..." Yeah right.

Hagerty here.
 
tomkc1 said:
It seems like you're suggesting not to insure a '34 roadster with collision. Am I reading that right?
I have Hagerty and at Marcus' suggestion just purchased Cherished Salvage Coverage for an additional $24. I don't expect to ever need either coverages but if I do somehow total my Ford and be able to keep it once the insurance pays off seems like a no brainer to me. It like almost getting paid twice. No?
Tom
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Where did you buy that coverage? I mean who sold that to you?
 
russcc said:
DavidG had a point that we should all understand. Hagery,Taylor or Grundy are simply special insurance agents that focus on vintage vehicles, and they could use the same insurance company. Grundy uses Philadelphia Indemnity for example. Another important point here is; shop around between them every couple years to keep them honest, and see if someone is offering a lower rate or some other benefit. Familiarity breeds contempt. I have been in the Risk Management field at the fringe of the insurance industry for years, and most insurance is waste of money if you can manage your own risk. How do you replace an original '34 roadster if it is lost. You don't, so insurance money you get for it is useless.
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You make an important point. If my car gets stolen I really want my car back in one piece. I'll never find another one all fixed up the way I want it, with the reliability I require. And the cash is generally not enough to even begin the treasure hunt all over gain.
 
I’ve had JC Taylor 35 years. Four cars insured with them, including an MGB.
We go on a lot of tours with MG clubs so I have both collision and liability on that car.
The cost for insurance on the B is $27 ahead with $3,500 total lose.
I think I have 5,000 total lose coverage on the ‘29 Nash sedan along with liability and only liability on my Model T Nd ‘48 Nash.
The total insurance bill on the four cars is $119 a year!!! And I’m in Taxafornia!
Friends have reported great dealings with Hager’s and Grundy.
I wouldn’t hesitate to insure with any company named above.
It seems like they are all trying to be nicer than the next company.
 
I was with JC Taylor for many years and switched to Hagerty in 2003 because they would insure our 2001 Mustang. Good service from both.
 
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