Ebay propay?

Tom Wesenberg

Tom Wesenberg

Well-known member
I just went to buy and pay for some screws on ebay and at checkout instead of the usual paypal I see a new "PROPAY". They want all my information, including my credit card number. Does anyone know if this is OK, or is it some kind of hacking? :confused: Thanks
 
Tom: I have had an ebay store for eight years and have completed over 22,000 transactions on ebay. Apparently ProPay is an option sellers have to collect payment if they don't want to use PayPal. Through my ebay account I checked and came up with this about ProPay from back in August last year:

Question: What is pro pay, I went to pay with paypal and this person uses pro pay.
Aug 6, 2012 10:16 AM
[URL]http://pages.ebay.com/help/pay/methods.html#propay[/URL]

ProPay
ProPay lets sellers accept credit cards without an Internet merchant account.
Learn more about paying with ProPay.

Payment is traceable. You can track the status of your payment using My eBay or your credit card account.
Payment is convenient and immediate. You pay directly from the listing page and the seller receives notification of your credit card payment.
You may have some liability coverage. Your credit card company may provide a certain level of purchase protection. Contact your credit card company to learn more. (ProPay doesn't offer its own buyer protection program.)
You don't need to register with ProPay to make payments.

Sounds legit.
Fred
 
I bought something last year and didn't realize that it automatically went to Propay. I don't remember what I did but for sure I don't want my name and all account numbers out there for everyone to hack. I think that I went back in was able to use Paypal as an alternative. You can decide for yourself if you want your information all over theinternet, I don't!
 
Ebay owns paypal. Seems propay is gaining some popularity due to paypals fees. Never used it though and can't advise it's security or issues.

Like Ross I don't like to put a lot of info out there. But your creditcard info should be fine as most of us use it for paying online all the time. SS#, bank info, passwords, and Birthdate... no thanks.
 
Propay is new for EBay and it seems to be a legitimate way to pay. PayPal only take transactions from your bank account were Propay uses secure transactions from your credit card. They offer a small card reader that works on a smart phone to transaction easier for sellers. I've seen them advertised on tv. Here's a link that can explain it better than I can.

http://www.propay.com/industry-solutions/eauction-ebay/
 
What I did to cover all internet type transactions is opened a separate checking account with a debit/credit card and only keep enough in the account to cover whatever I'm purchasing on line. That way if someone gets the card number they are only getting whatever I put in there. If I need more in there it's an easy thing to transfer money from our regular account. This was recommended to me by my bank after someone got my card number and went on an online spending spree. It's also a good way to deal with vendors over the phone if you are apprehensive about them. Better safe than sorry.
 
Everyone watch out for scams . I got an e-mail that said my paypal account had been closed because of the wrong password entered .

They were directing me to a site to fix it . It was a scam .
 
Ehhh there are pay pal scams done hourly.. remember this. Pay pal will ALWAYS address the note to you directly.,
 
The thing I like about paypal is I do not have to give my credit card #
I would look for another vendor selling what you want
 
I made a number of purchases off Ebay over the years using a debit card. Recently I went to pay for something through PayPal as usual and I was denied because I reached some $2,000 total, despite using this card for years and years and having a perfect buyer record Ebay, I am now advised sorry you have to be "Verified". In other words I now have to link bank information, routing number, account number. Maybe its just me but I contacted PayPal and asked them to explain the logic behind this (other than making more money) and since I have a spotless payment record why am I being blocked. They yet to reply.
 
Hicktick said:
Everyone watch out for scams . I got an e-mail that said my paypal account had been closed because of the wrong password entered .

They were directing me to a site to fix it . It was a scam .
Click to expand...

Whenever you get an email telling you that you have update your info or that your account will be closed NEVER use the link in the email. If you are curious just access the site the way that you normally do and look for any messages there.
 
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