Classic Car Insurance Question

T

Tom L.

Junior Member
As a new Model A owner, I am looking for a good classic car insurance company. I was wondering if there is a particular company that most Model A owners use. I want to be able to drive my Model A around our little town and want to avoid a policy that significantly restricts use of the vehicle. Any recommendations?

Thanks for any help you can provide.

Tom
 
i use haggerty,good prices, they have stated value in there policys, allow you about 5 or 6000 miles of driving for pleasure, car shows and club meetings , but they dont check milage just dont have an accident at the super market, they dont want you using it as a regular driver, and it must be stock, no modern engines, and they want it parked in a garage, same as most other companys
 
you can do a search on this and come up with 100's of feeds on the topic. Do your homework.. I use state farm and i drive a lot so they are perfect and competitive for me
 
I used to have Farmers, but then they wouldn't insure my old cars after insuring them for twenty years. They wanted me to go to a collector car insurance. We ended up over at Grundy's; which insured all of our cars, even the daily drivers, for less money and better coverage.
 
I used Haggerty for years no claims, just paid my bills and stay out of their way. 2 years ago they decided to increase premiums 15%, no reason just because they could. Kind of the way Progressive does, if you own a motorhome.
Dropped Haggerty and their wine & cheese approach to dealing with their customers, and went with American Collectors Insurance.
 
mccsix said:
I used Haggerty for years no claims, just paid my bills and stay out of their way. 2 years ago they decided to increase premiums 15%, no reason just because they could. Kind of the way Progressive does, if you own a motorhome.
Dropped Haggerty and their wine & cheese approach to dealing with their customers, and went with American Collectors Insurance.
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It's lucky you stayed out of their way. Anyone here ever had an accident or need roadside service from the Hag? I have and that's why i dropped them like a bad habit. American Modern has my biz, $49 a year.
 
My recommendation is to run as far away as fast as possible with J. C. Taylor - great on accepting premiums, terrible on paying claims.
 
I unfortunately had 2 claims with my antique cars and J.C. Taylor was polite and efficient. I have no issues with them .

mike
 
I had four cars with Hagerty and no issues. However, I have a single policy for my house, drivers and an umbrella policy that will not cover cars insured by Hagerty. So, i dropped the car I drive regularly from Hagerty and added it to my regular policy for three times the price Hagerty was charging!

There has to be a reason for premium increases. I have had Hagerty for 20 years and the only price adjustments have been based on changing cars or upping coverage. I did note that six or seven years ago they added an extra charge for the Hagerty premium package for towing and a pretty nice quarterly magazine.

Count me as pro Hagerty!
 
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