Barry, a volt meter is high resistance, and when used as a tool it can go accross the circuit (Live to earth- in parrellel)(any where safely) and will give you the voltage at that point. An ammeter is different and has very low resistance, and must be connected in series. If it is connected in parrellel, effectively a dead short will occur (Bang!) The ammeter (usually) shows current draw(negative on one side) and the charge rate (positive side) and is wired in first(after the starter solenoid) before anything else including the ign sw., lights main feed etc.
The volt meter is usually wired at the output side of the ign switch, so that it is not drawing power when the key is off.
An ammeter has a fat wire, a volt meter has a skinny wire.