BRENT in 10-uh-C
Well-known member
How long will it be before the insurance companies decide a car is a total loss just based on paint damage?
I think we are already there.
Again, there is such a price differential between the value of a typical Model-A found for sale vs. a truly restored Model-A (-not necessarily a 100% authentic restoration but for just a correctly and thoroughly restored). The price between the two types are SO far apart.
Think about this for a moment. Most collector car insurance companies will insure a Model-A Street Rod for $100k but will balk at and refuse insuring a Fine-point winning Model-A for $100k. To professionally restore a Fine-point car will rival the costs to professionally build a Street Rod. Why the difference? I think it is because so many Model-A owners have set the bar so low because they only insured their Model-A for $10k-$15k (-which we all know is unrealistic) and it has set the trend of what the insurers perceive the market values are.
What about the plastic film? Paul Shinn has a video showing a Model A being covered with plastic film. Sort of like heat shrink covering. The car would still need to be prepped to the point where it could be painted. But plastic film instead of paint.
Neil, it honestly is not any cheaper. We use wraps (-the plastic film) on our race cars, and the reason we do is the lettering and graphics are integral. Around here, complete vehicle wraps cost between $3k-$5k for film material & installation labor. As you mentioned, the surface must be paint ready. Most wraps have a life expectancy of about 5 years.
Here is something that some may find interesting that is related to this. My enclosed trailer needs to be painted, so I priced wrapping it with red film to match my pickup, and I was over $2,500 for materials alone to wrap a 24' trailer myself. Because the aluminum is just fading, I can scuff the trailer with a Scotchbrite on a DA, shoot it with a light coat of 2k Epoxy, then a medium grade Red basecoat, followed by a decent high-solids Clear. All costs totaled, I will likely be into the paint & materials for near the same money as the film material cost. The benefit is, the paint will likely outlast the film by 2-3 times as long. The irony on this is that I even debated about reskinning the entire trailer, and our costs on 4'x10' colored aluminum sheeting is about $150 a panel. I would need 6 panels per side and 4 panels for front and rear door. So 16 panels at $150.00 per panel comes in around $2400 plus screws & sealant. By the time the R&R labor was factored in, paint seems like the most feasible cost option. I think for Model-As, the same applies with paint over film.