Insert bearings are junk. That is why all modern engines have poured Babbitt bearings.![]()
Engine is worn. Could be rings or valves. If it's not tapping or knocking, the next question is how mechanically inclined are you and/or how much you want to spend? If it isn't rapping and tapping, it could be your bearings are ok, and you could get some more miles from her with a ring and valve job which would cost significantly less than a full rebuild. If you can turn a wrench, a ring and valve job would be a nice winter project to take on. Are you a member of a local club where you can call on the expertise of some gray-beards for help?
Earlier Model T had the notoriety of needing to reverse up steep hills due to the placement of the gas tank under the seat. It was moved to the cowel late in T production and then the A to solve the problem. I had to drive my T in reverse once.
In the above photo, the driver is looking straight ahead rather than in back of him. Is the Model T going down the hill?
The Model T only needs a few inches of additional pressure to go up steep hills. One psi is about 30 inches of water pressure. For my Model T I ran a small diameter copper tube from a tap on the exhaust pipe before the muffler to the sealed gas tank underneath the seat. The exhaust pressure is greatest when going up a grade with the throttle opened up. The gas in the exhaust is mostly carbon dioxide with some carbon monoxide and very little oxygen. The coil of small diameter copper tubing cooled the exhaust. Gasoline fumes from the tank entered the exhaust when the throttle was cut but again there was no heated oxygen going to the tank. There was no chance of an explosion in the gas tank, but I still got a bunch of flak from some other Model T owners. I promised to let everyone know if I killed myself. The system worked very well and I have had to back up steep hills.