I have now looked at every clutch disc for the 47 passenger car that I could find on the internet from every source, including all the pictures I ever took of my previous clutch discs, and they are all like the new one. The only one that I found that looks like my old one was for a T-5 transmission and different flywheel.
So, mystery solved. The reason my clutch springs rubbed on my flywheel bolt heads was none of the reasons any of us guessed. It was simply the wrong clutch disc sent to me by Ft. Wayne clutch 2½ years ago, nothing more. Those much smaller springs on the correct disc will never come even close to my flywheel bolt heads. So, I don't need to do anything to them, not grind them nor replace them, and all will be well. And, if that rubbing was contributing to my clutch chatter, that may well be gone.
If anyone has greater enlightenment than this please share.