Hagerty insurance ?

DavidG said:
There seems to be a basic misunderstanding about the roles Hagerty and J.C.Taylor play in this process. Neither of them is an insurance company, they are insurance agents and your underlying insurer is a behind-the-scence insurance company, not the insurance agent. They are your interface and act on your behalf, but do not actually insure your vehicle, nor do they have the financial assets to do so.
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This is true. I'm with Grundy but I'm billed by PHILADELPHIA INSURANCE COMPANIES....
 
Have had Hagerty for several cars for 20 years. Great rates and great to work with. Had a vehicle damaged in transit on a popular enclosed transport.

Transport was difficult to work with. During the process I called Hagerty just to report the incident and that I was working with the transporter.
The next day they had an inspector out to look at the paint damage, asked me to get an estimate from my choice of painters. I had the check from Hagerty when job was completed. They went after the Transport Company and got them to pay. You can't have better service than that. Good rates.
Don
 
I've had Hagerty for about 26 yrs. 3 claims , last was $12K, paid quick, no limits on mileage, great service
 
I have 3 on Hagerty. About 100 bucks a year each. Not real high dollar cars though, but good liability coverage is the most important to me. I like the agreed value and rates, but I LOVE their magazine.
 
You guys are the BEST, and always come thru with details and facts...I thank each and all of you !!
Ive never had to submit a claim. Ive always driven what I could afford... some real heaps...old school with gray primer paint jobs. Mainly built from cast off stuff. My better half says... insurance is important...lol
She will read every word of your help !
Thanks again.

BTW...I too have feeling...things are changing.
 
Have used Hagerty and it was fine. I have everything; home, late models with Auto Owners. 3 years ago my agent got my 52 Vicky with Owners for less $$ and equal coverage. May pay to check with your agent.
 
I have had Hagerty for 3 years, it was easy to sign up, half of the procedure was done with a phone call and the other half online, plus their magazine they send bi-monthly is cool.
 
Hagerty here also, about 15 yrs, 1st on the Model A and now on the 40. NO claims and I think reasonable (cheap) compared to daily driver.
Paul in CT
 
NOW for the aspect of this insurance (Especially for Multi-Car policies) that is "Going" to happen. We have Hagerty on a "Multi-Car" policy. We were trailer-ing a car to the West Coast and were involved in an Accident (not involving the trailer or car) with our truck and trailer. The "other" party involved in the accident filed a law suit, included Hagerty in the suit (of which they had NO fiscal responsibility) BUT Hagerty did share a complete listing and value of every car on the "multi car" policy with the "opposing" attorney!!! SO be prepared!!! That action "amended" the litigation amount "QUITE" substantially!!!
 
Hagarty is a good choice. They specialize in antique car insurance. You state the value they tell you the cost it's a negotiated insurance for your car not blue book value.
 
I've had Hagerty for almost twenty years. They were the only ones that would insure an antique car with a driver under 25 at the time, which is why I got them. I've got five cars on my policy at the moment. The price is great and fortunately I've only had one small claim but it was no problem. I have a friend who has them also, he made out pretty well when someone backed into his car in a parking lot also.
 
I am starting the process of going with Hagerty for 4 vehicles. I have an agreed value policy ($40K)with a (normal car type company) on my XLR-V & am paying twice what I would through Hagerty. The only reason I hadn't done this sooner is 2 of the others were not as far along as they are now & (normal type company) handles my everyday cars/house/shop

God Bless
Bill
https://www.jalopyjournal.com/forum...ar-transport-hauling-open-or-enclosed.614419/
 
Old/vintage cars are insured with Hagerty.

But interestingly, was with AAA for over 40 years. This year got my declaration and they had decided to substantially increase rates one one of my existing cars, (modern). When I called them to ask why, they said they re-evaluated all of their policies and had decided that car was higher risk. They have insured this very car and same drivers for over 4 years? They referred my case, (supposedly), to a higher manager, but never called back. Moved modern cars to State Farm and realized a substantial savings.
 
I actually have both Haggerty and Grundy. One is for my '36 which I drive. The other is for the '35 pickup which is a project. One or the other would not insure a 'non-road worthy/non-running' vehicle, but I can't remember which company that is right now and I can't look it up at the moment. I wanted my '35 insured because I was skeptical about how well my homeowners would work for something which I think is 'valuable' but they may not in the event of a fire or other disaster.

Of course, as stated above, they all seem good as long as you don't file a claim. Never done that so I can't comment.

Heard
 
Hagerty has had my cars for over 20 years!! Never a problem with them, easy to work with when changing cars or coverages. Tops in my book
 
rockfla said:
NOW for the aspect of this insurance (Especially for Multi-Car policies) that is "Going" to happen. We have Hagerty on a "Multi-Car" policy. We were trailer-ing a car to the West Coast and were involved in an Accident (not involving the trailer or car) with our truck and trailer. The "other" party involved in the accident filed a law suit, included Hagerty in the suit (of which they had NO fiscal responsibility) BUT Hagerty did share a complete listing and value of every car on the "multi car" policy with the "opposing" attorney!!! SO be prepared!!! That action "amended" the litigation amount "QUITE" substantially!!!
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Nothing unusual here. I’m sure others were named in the suit that you haven’t mentioned. Typical lawsuit, name anyone and everyone attached, they’re just figuring out who is going to pay. Hagerty was required to disclose your info through a request or deposition.

In this situation, any insurer would be required to do this.
 
Didn’t read all the reply’s but as Tubman indicates things r changing @ C&S! I’m switching to Hagerty’s in the spring 4 POM. I have 4 insured w Condon & Skelly 4 10 yrs. not bad price but very restrictive on usage now w changes concerned! Got a Buddy w Haggerty says their great as long as u don’t go over mileage u set they don’t set many usage restrictions & pricing seems about the same when I got a quote. Anyone else w knowledge / experience on how restrictive w ‘when u can drive’ or not w Hagerty!
 
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